Insurance law governs the conditions and method of performing insurance business and supervision of the performance of insurance business.

Insurance business shall consist of insurance activities, co-insurance activities, and reinsurance activities and services directly related to insurance activities.

Insurance activities shall be concluding insurance contracts, executing insurance contracts obligations and undertaking measures for the prevention and control of the risks jeopardizing the insured property or persons.

Co-insurance activities shall be concluding and executing insurance contracts with several insurance companies who have agreed (contracted) upon joint coverage and risk sharing.

Reinsurance activities shall be concluding and executing contracts on reinsurance of the insured surplus risks exceeding the self-insured retention amount of an insurance company with a reinsurance undertaking.

Activities directly connected to the insurance business shall be insurance brokerage and agency, processing and assessment of risks and damages, brokerage in sale, sales of the salvaged insured damaged property and rendering other intellectual and technical services relating to insurance activities.

We provide general advisory services with respect to compliance of law and regulations, licenses and permits, service contracts and representation before the competent national administrations.

Scope of our services is not limited to incorporation and acquisition of insurance companies, mediation and representing of companies etc.

Contact us

Slobode 16 | Podgorica 81000 | Montenegro
Phone / Fax: +382 20 672 672 

Working hours
Monday - Friday, 8:00 am - 4:00 pm

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